Finance FAQs

We hope this section helps answers any finance questions you may have. Of course, please feel free to call us with anything else on 01423 88 88 99.

1. Can you help me sort out finance on my new car?

   Of course! We offer a wide range of finance packages to suit your budget. You will only be offered the finance options most appropriate to you.

2. Do I need a deposit?

   Sometimes but not always.

3. How much will the finance cost?

   This will depend upon how much you wish to borrow and over what period you wish to repay the finance. Please ask for a written quotation.

4. What is your APR?

   This varies depending upon the amount borrowed and over what period of time. Please ask us for a written quotation.

5. Over how long can we do HP?

   Any period between one and five years.

6. Can I settle the finance early?

   Yes you can settle the finance at any time. Simply contact the finance company and tell them that you wish to do so.

7. What if I have a finance settlement to pay on my existing car?

   We will settle off any outstanding finance on your existing vehicle on your behalf.

8. How long will it take to sort out the paperwork?

   Your finance proposal can be processed and accepted the same day. Then simply bring your proofs of identification on the day of collection, check and sign your finance document and you can drive your car away.

   
   

9. What personal documents do I need to bring in order to set up the finance?

   As a general rule please bring your passport, full driving licence (card and paper counterpart) and a recent utility bill dated within the last three months excluding a water bill.

10. How long does it take to go through your finance proposals?

    Normally about fifteen minutes whilst you enjoy a coffee. We will then submit your proposal online and often receive an instant decision.